For Bookkeepers

AML/CTF Compliance Software for Bookkeepers

Purpose-built AML/CTF compliance for Australian bookkeeping firms — KYC verification, risk assessments, AML programs, and AUSTRAC reporting in one dashboard.

Which bookkeeping services trigger AML/CTF obligations?

Tranche 2 applies based on what services you provide — not simply because you're a bookkeeper. Many bookkeepers will be in scope if they do more than data entry.

✓ Managing client bank accounts

If you operate or have authority over a client's bank account, this is a designated service.

✓ Handling client funds

Receiving, holding, or transferring money on behalf of clients triggers Tranche 2 obligations.

✓ Company / trust bookkeeping

Maintaining financial records for a company or trust where you have significant access or authority.

✓ Payroll management

Running payroll where you access and disburse funds on a client's behalf may be in scope.

How CompliDesk works

One dashboard. All your bookkeeping clients.

CompliDesk is the only AML/CTF platform built for professionals managing compliance for multiple clients — not just their own firm.

Verify client identities

Run KYC checks electronically via Didit biometrics. Individuals verified in seconds. Companies and trusts mapped with full beneficial ownership.

Generate AML programs

Create a tailored AML/CTF program for each client in minutes using AUSTRAC-aligned templates.

Monitor and alert

Automated risk monitoring across all clients. Alerts when action is needed — before AUSTRAC notices.

Maintain your audit trail

Every action timestamped and stored for 7 years. AUSTRAC-ready reports exportable in one click.

Features built for bookkeeping firms

CompliDesk covers all 8 AUSTRAC obligations — designed around how bookkeeping practices actually work.

Multi-client dashboard

See all your clients' compliance status at a glance. Risk flags and overdue reviews surfaced automatically.

Electronic KYC verification

Verify client identities via the Australian biometric identity verification via Didit. Faster and more defensible than manual copies.

AML program builder

Generate tailored AML programs for each client in minutes. AUSTRAC-aligned and customisable.

Secure client links

Verification and questionnaire links reach clients under your firm's name, and everything they submit lands on their client file automatically — no chasing email attachments.

7-year audit trail

Every action logged and stored automatically. One-click compliance report for AUSTRAC inspection.

AUSTRAC reporting support

Keep suspicious-matter and threshold-transaction decisions documented with the evidence behind them, so you're ready when a report needs to be lodged with AUSTRAC.

Questions bookkeepers ask us most

Bookkeepers are explicitly named as a Tranche 2 profession under the AML/CTF Act. If you manage client funds, prepare trust reconciliations, or handle any designated service on a client's behalf, you're captured — regardless of whether you're BAS-registered or working under an accountant's supervision. Sole bookkeeping practices and small firms are exactly the profile AUSTRAC expected to enrol by 29 July 2026 — a deadline that has now passed.

It's built for exactly this. CompliDesk's Sole Trader plan starts at $39/month and includes 10 KYC checks — plenty for a practice with a handful of ongoing clients. There's no enterprise contract, no per-seat pricing, and no minimum client count. You pay for what a small practice actually needs, not a platform sized for a 50-person firm.

CompliDesk isn't trying to replace your bookkeeping software — it handles the AML/CTF layer specifically: identity verification, risk assessment, ongoing monitoring, and AUSTRAC reporting. Import your client list once via CSV or Xero, and CompliDesk runs alongside whatever you already use day-to-day for the actual bookkeeping work.